Raise credit scores in 5-7 days $99
Raise your credit scores in 5-7 days with our exclusive Rapid Rescore process that only costs $99.00. We offer Rapid Rescoring to the general public. If your lender can't Rapid Rescore, we can!
Will Paying Off A Collection Raise My Credit Score?
Yes and No. If the collection is reporting a "past due" balance and you pay the collection off, it will update the "past due" reporting which can raise your scores. But by just paying a collection account, it will update the status to "paid" and will remain on your credit report effecting your scores. It's best to pay the collection and request a deletion from the collection company. There are other options to delete the collection once paid, even if the collection company doesn't agree to delete the account. Contact us for more information.
If I Pay My Credit Card To 50% Of The Limit, Will It Raise My Credit Scores?
Paying revolving credit to 50% to raise your scores is a old myth. FICO states that to increase your credit scores substantially, it's best to pay down below 30% of the limit, but for the greatest increase pay the account down below 10%. The FICO scoring software looks at all revolving account balances, so it's best to pay all revolving credit down not just 1 account. Our Rapid Rescore process can update your credit card balances in 5-7 days. Contact us for more information.
I Only Missed 1 Payment And My Scores Dropped By 60+ Points, I Don't Understand Why?
Payment history is the largest component to your credit scores. It makes up 35% of your credit scores. The ability to make on time payments is a key ingredient to maintaining your credit scores. If you are past due on any account, get caught up. This will help to begin getting your scores back on track. Contact us for other options on how to deal with late payments, we have a program to help.